Focus 10 Life® vs Group Term Life
It is important to understand that Focus 10 Life is not Group Term Life. Focus 10 Life is an individual, 10 year level premium, term life insurance that can be acquired on a Simplified Issue basis. Focus 10 Life is always an employer-paid, non-voluntary benefit, intended only for “white-collar” groups of 10 or more.
Here are some of the key differences between Focus 10 Life and Group Term Life: